Last Updated: March 4, 2026

1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of the Nifty AI website, software platform, and related services (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Services.

“Nifty AI,” “we,” “us,” or “our” refers to the entity operating the Nifty AI platform.

“You” or “Customer” refers to the individual or organization accessing or using the Services.

2. Description of Services

Nifty AI provides AI-powered bookkeeping automation software that may include:

  • Extraction of financial data from emails and uploaded documents

  • AI-based categorization and classification of transactions

  • Receipt and bank transaction matching

  • Duplicate detection

  • Multi-entity bookkeeping workflows

  • Synchronization with accounting platforms such as Xero

  • Audit trail logging and workflow tracking

The Services are intended for business and professional use only.

3. Account Registration and Security

To access certain features, you must create an account.

You agree to:

  • Provide accurate and complete registration information

  • Maintain confidentiality of login credentials

  • Immediately notify us of unauthorized access

You are responsible for all activities under your account.

We reserve the right to suspend or terminate accounts that provide false information or misuse the platform.

4. Third-Party Integrations

Nifty AI integrates with third-party services such as email providers and accounting platforms (e.g., Xero).

By connecting these services:

  • You authorize Nifty AI to access data within the permissions granted via OAuth

  • You confirm that you have the legal authority to grant such access

We are not responsible for the availability, content, or policies of third-party services.

Your use of third-party platforms remains subject to their own terms and policies.

5. Customer Responsibilities

You are solely responsible for:

  • Ensuring compliance with accounting, tax, and financial regulations

  • Reviewing automated outputs where required

  • Configuring approval and review workflows appropriately

  • Verifying accuracy before final financial reporting

Nifty AI provides automation tools but does not provide legal, tax, or accounting advice.

6. AI and Automation Disclaimer

The Services use artificial intelligence and automated systems to process financial data.

You acknowledge that:

  • AI systems are probabilistic and may produce errors

  • Confidence scoring and review workflows are designed to mitigate risk

  • Final responsibility for bookkeeping accuracy remains with you

Nifty AI does not guarantee error-free automation.

7. Fees and Payment

Certain features of the Services require a paid subscription.

You agree to:

  • Pay all applicable subscription fees

  • Provide valid payment information

  • Authorize recurring billing where applicable

Unless otherwise stated:

  • Fees are non-refundable

  • Subscription renewals occur automatically unless canceled

We reserve the right to change pricing with reasonable prior notice.

8. Intellectual Property

All intellectual property rights in the Services, including:

  • Software code

  • AI models and algorithms

  • Platform design

  • Branding and trademarks

  • Documentation

remain the exclusive property of Nifty AI or its licensors.

You are granted a limited, non-exclusive, non-transferable license to use the Services for business purposes.

You may not:

  • Reverse engineer or attempt to extract source code

  • Copy, resell, or sublicense the Services

  • Use the platform to develop competing software

9. Data Ownership and Usage

You retain ownership of:

  • Financial documents

  • Accounting records

  • Uploaded content

Nifty AI processes such data solely to provide the Services.

We may use anonymized and aggregated data for:

  • Improving AI models

  • Enhancing system performance

  • Platform analytics

Such data will not identify your organization.

10. Confidentiality

Both parties agree to maintain confidentiality of non-public business, financial, and technical information disclosed in connection with the Services.

This obligation survives termination of these Terms.

11. Security

We implement industry-standard security measures, including:

  • Encryption in transit and at rest

  • OAuth-based authentication

  • Role-based access controls

  • Audit logging

  • Multi-entity data isolation

However, no system can guarantee absolute security.

12. Service Availability

We aim to provide reliable access but do not guarantee uninterrupted service.

The Services may be unavailable due to:

  • Maintenance

  • System upgrades

  • Technical issues

  • Third-party outages

We are not liable for service interruptions beyond our reasonable control.

13. Limitation of Liability

To the maximum extent permitted by law:

  • Nifty AI shall not be liable for indirect, incidental, special, or consequential damages

  • Total liability shall not exceed the total subscription fees paid by you in the twelve (12) months preceding the claim

Nothing in these Terms excludes liability that cannot be excluded under applicable law.

14. Indemnification

You agree to indemnify and hold Nifty AI harmless from claims arising out of:

  • Your misuse of the Services

  • Violation of applicable laws

  • Infringement of third-party rights

15. Termination

You may terminate your account at any time.

We may suspend or terminate access if:

  • You violate these Terms

  • Required payments are not made

  • Your use poses security or legal risks

Upon termination:

  • Access to the Services will cease

  • Data handling will follow our Privacy Policy

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of:

Wyoming, United States, without regard to conflict of law principles.

Any disputes shall be subject to the exclusive jurisdiction of the courts located in Wyoming, United States.

17. Modifications to the Terms

We may update these Terms periodically.

Updated Terms will be posted with a revised “Last Updated” date.

Continued use of the Services constitutes acceptance of the revised Terms.

18. Contact Information

If you have any questions regarding these Terms, please contact us:

Nifty AI

Email: info@niftyitsolution.com

Bangladesh Office: Level 11, Tropical Noor Tower, 40 Kazi Nazrul Islam Ave, Dhaka – 1215, Bangladesh

USA Office: 1309 Coffeen Ave Sheridan, WY82801, United States

Malaysia Office: Unit 3.07, Level 3, KL Gateway Mall, 2, Jalan Kerinchi, Kampung Kerinchi, 59200 Kuala Lumpur, Malaysia